![]() ![]() Misuse of contact numbers and pictures saved in mobile.Accessing the contact’s number and picture stored in mobile phone.10 Ways To Identify Loan Sharks In Nigeria This should be completely condemned and pronounced unethical and unacceptable in sane climes like Nigeria. Most of these lending apps’ staffs lack communication ethics as they speak in dehumanising manners to customers, calling and sending shame and defamatory messages to their contact list and referring to them as “criminals”. One of the modus operandi of loan sharks in Nigeria includes the sending of blackmails, defamatory messages and threats to their customers, their family members and their contacts’ list and blatant, unprovoked invasion of their data privacy. How To Recognize Loan Sharks In Nigeria And Elsewhere Some go as far as referring to their customers and borrowers as ‘crazy’, ‘stupid’, ‘criminal’ and all manner of derogatory statements at the slightest loan default. Many borrowers have been speaking against the way and manner these illegal lending platforms called loan sharks in Nigeria and across the globe threaten and blackmail their customers and talking rudely to them like they don’t matter. How Loan Sharks In Nigeria Threaten, Shame And Blackmail Your Families, Friends And Contact List So in essence loan sharks operate illegally and are thus usually referred to as illegal loan apps and platforms. Loan Sharks In Nigeria: How Are They Defined?Ī loan shark is a loan app, digital platform, online or offline lender which offers credit loans at extremely high interest rates, has strict terms of collection upon failure, including sending threatening, shaming and defamatory messages to you and your phone contact list and generally operates outside the law. ![]() Faceless loan sharks hosted on Google Play Store and some on Apple Store, some of them owned by phony foreign shylocks have flooded the digital space and swindling poor and innocent Nigerians of their hard earned cash in form of loan credit. Is the highest paying job at Quicken Loans at 110,000 annually.The proliferation of urgent quick loan apps and instant cash lending platforms in Nigeria as a means of raising emergency funds which became occasioned by the dismal economic downturn in the country, joblessness and resulting poverty has changed the entire borrowing dynamics. One popular event is the company’s annual golf outing. Quicken Loans also provides many corporate events for its employees. Full-time employees receive up to $5,000 a year in tuition assistance and part-time employees receive up to $2,500 per year. The company also offers additional perks. Those working at Quicken Loans receive medical, dental and vision coverage, 401(k) plans with a company match, life insurance and flexible spending accounts. Quicken Loans benefits rank well above the industry average. This is evident by the company honoring its commitment to bringing more jobs to the Detroit area – a city deeply affected by the downturn in the economy. The Quicken Loans culture also emphasizes the need to give back to the community. The company also states that there is no room for “typical corporate arrogance” at Quicken. The company also follows a set of standards that it refers to as “ISMs.” Quicken Loans’ ISMs not only focus on setting high levels of customer service, but they also stress doing the right thing at all times. Its strong focus on wanting to help people improve their financial standing is evident in the high ratings the company receives from clients and industry watchdog groups. The company has a customer-centric and employee-centric culture. In 2010, the company closed over $29 billion in loans. Quicken Loans also states that 94 percent of its clients would not hesitate to recommend the company to family and friends. The company also receives an A+ rating from the Better Business Bureau and has the distinction of earning JD Power and Associates' “Highest in Customer Satisfaction for Mortgage Origination in the U.S.” for the past two years.įor the last eight years, the company has also placed in the top 30 of Fortune Magazine’s “Best Places to Work in America.” In 2010, Quicken Loans was the only mortgage company to earn a spot on that list. The company is currently rated as the number one online lender and is ranked as one of the top five retail mortgage lenders in the United States. Quicken Loans employs approximately 4,000 people, and job seekers looking to find Quicken Loans careers may find positions ranging from mortgage bankers to loan processors in these areas. The company also operates locations in Cleveland, Ohio, San Diego, CA, and North Scottsdale, AZ. In August 2010, the company moved its headquarters to Detroit, MI. Quicken Loans has provided mortgage solutions to homeowners for over 26 years. ![]()
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